UNITEDHEALTHCARE GOLD PLANS

ABOUT UNITEDHEALTHCARE PLATINUM PLANS

UnitedHealthcare offers quality health care and wellness benefits that matter to your employees.

UNITEDHEALTHCARE CHOICE GOLD EPO 40/60 DY-LQ

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,217.18
Employee/Spouse (DP)
$2,428.40
Employee/Child(ren)
$2,065.03
Family (DP)
$3,457.95

PLAN HIGHLIGHTS

  • PCP/Specialist: $40/$60  
  • Deductible, Coinsurance: $1,110/$2,220, 20%
  • Max OOP: $8,500/$17,000
  • Rx: $15/$50/50% up to $800

UNITEDHEALTHCARE CHOICE GOLD EPO 15/100 DY-MD

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,156.97
Employee/Spouse (DP)
$2,307.99
Employee/Child(ren)
$1,962.69
Family (DP)
$3,286.37

PLAN HIGHLIGHTS

  • PCP: $15 Adult, $0 Child | Specialist/Designated Network $50, non-DN $100
  • Deductible, Coinsurance: $2,500/$$5,000, 25%
  • Max OOP: $7,150/$14,300
  • Rx: $10/$50/$100

UNITEDHEALTHCARE CHOICE GOLD EPO 30/60 DY-LV

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,281.98
Employee/Spouse (DP)
$2,558.01
Employee/Child(ren)
$2,175.21
Family (DP)
$3,642.65

PLAN HIGHLIGHTS

  • PCP/Specialist: $30/$60  
  • Deductible, Coinsurance: $350/$700, 0%
  • Max OOP: $9,200/$18,400
  • Rx: $10/$50/$100

UNITEDHEALTHCARE CHOICE GOLD EPO 15/30 DY-LK

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,194.85
Employee/Spouse (DP)
$2,383.74
Employee/Child(ren)
$2,027.07
Family (DP)
$3,394.31

PLAN HIGHLIGHTS

  • PCP/Specialist: $15/$30  
  • Deductible, Coinsurance: $1,750/$3,500, 20%
  • Max OOP: $8,500/$17,000
  • Rx: $10/$65/50% up to $800

UNITEDHEALTHCARE CHOICE GOLD EPO 40/70 DY-LS

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,253.30
Employee/Spouse (DP)
$2,500.66
Employee/Child(ren)
$2,126.45
Family (DP)
$3,560.92

PLAN HIGHLIGHTS

  • PCP/Specialist: $40/$70                                    
  • Deductible, Coinsurance: $0/$0, 0%
  • Max OOP: $9,200/$18,400
  • Rx: $15/$100/50%

UNITEDHEALTHCARE CHOICE GOLD HSA 1800 DY-LM PR

Rates are for new and renewing groups effective 4/1/2026 — 6/1/2026

PLAN RATES (MONTHLY)

Employee
$1,191.06
Employee/Spouse (DP)
$2,376.17
Employee/Child(ren)
$2,020.64
Family (DP)
$3,383.53

PLAN HIGHLIGHTS

  • PCP/Specialist: Deductible then 20% coinsurance
  • Deductible, Coinsurance: $1,800/$3,600, 20%
  • Max OOP: $5,000/$10,000
  • Rx: Deductible then $5/$45/$90

Carrier rates are subject to NYS Department of Financial Services approval and final verification at enrollment.
All plans above include $5.95 for HealthPass Program Benefits (non-carrier/agent services) and a 2.9% billing and administrative fee.